Oxford Benefit Management for Brokers

Originally created by Oxford Health Plans, Oxford Benefit Management (OBM) helps you offer employer groups competitive, packaged specialty benefits. Specifically designed for the small business, OBM offers numerous package options to suit your clients' various needs.

OBM plans are offered at guaranteed rates to groups sized 2 to 100 lives. Product pricing is based upon group sizes of 2 to 4, 5 to 9 and 10+ lives.

OBM provides access to a unique selection of specialty benefit plans with fully insured products from: UnitedHealthcare, and OptumHealth.

Effective 1/1/2020-  The Health Allies Discount program will be decommissioned for OBM and SBS business.

Our products – including Dental, Vision, and $25,000 Employee Basic Life (except on Voluntary Plans).

OBM plans – We have prepackaged our benefits into six different OBM plans to offer employers a wide range of choices.

• OBM Basic Specialty Option
• OBM Preferred Specialty Option
• OBM Voluntary Specialty Option
• OBM Elite Specialty Option
• OBM Incentive Specialty Option
• OBM Premier Specialty Option

How to sell (Enrolling a new group) – Review the guidelines required to enroll a new group into an OBM plan.

Generating a quote. Generating an OBM new business quote is simple using our Instant rate quote. After you enter the desired effective date, the group's situs zip code, select plan options, and enter the number of enrolling employees, by tier, you click calculate, and within seconds rates for all six OBM plans are available for review. You can email the quote straight from the online quoting tool, or download the quote to a .pdf to send from your regular email box.

Underwriting guidelines. These guidelines apply to Oxford Benefit Management^SM (OBM) plans underwritten by UnitedHealthcare Insurance Company and distributed by OBM.

Doing business with OBM. In order to become an OBM Broker, you must be appointed with UnitedHealthcare. Learn more about the forms required for this.