If you’re like most people, you don’t pay a monthly premium for your Medicare Part A. However, if you have Medicare Part B and you are receiving Social Security or Railroad Retirement Board benefits, your Medicare Part B premium is usually deducted from your monthly benefit payment.
If you have Medicare Part B but you are not receiving Social Security or Railroad Retirement Board benefits yet, you will get a bill called a “Notice of Medicare Premium Payment Due” (CMS-500). You will need to make arrangements to pay this bill every month.
If you are required to pay a Part D income-related monthly adjustment amount (IRMAA), you will also need a way to make your payment.
There are 5 ways to make your Medicare payments:
1. Pay by check or money order
Mail your Medicare premium payments to:
Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355
2. Pay by credit card or debit card
Complete the bottom portion of the payment coupon on your Medicare bill. You'll need to provide the account information and expiration date as it appears on your card. Mail your payment to:
Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355
3. Pay through your bank's online bill payment service
Contact your bank or go to their website to set up this service. You’ll need to give the bank the following information:
Account number: Your Medicare claim number without dashes
Biller name: CMS Medicare Insurance
Remittance address:
Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355
4. Sign up for Medicare Easy Pay, a free service that automatically deducts your premium payments from your savings or checking account each month
Mail a completed Authorization Agreement for Pre-authorized Payments form (SF-5510) to:
Medicare Premium Collection Center
PO Box 979098
St. Louis, MO 63197-9000
5. If you get a bill from the Railroad Retirement Board (RRB):
Mail your premium payments to:
RRB, Medicare Premium Payments
P.O. Box 979024
St. Louis, MO 63197-9000
For more information, contact the Medicare helpline 24 hours a day, seven days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.
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