Find ways to save money with an Affordable Care Act Marketplace plan


We all like to save money, but when it comes to our health, it’s important to make sure we’re also getting coverage that fits our needs. That’s why UnitedHealthcare Individual & Family Affordable Care Act (ACA) Marketplace plans are designed to fit your health care coverage needs — and your budget. 

Plans with benefits designed to help you save

UnitedHealthcare Individual & Family plans offer quality coverage on a budget. In fact, almost half of UnitedHealthcare Individual & Family plan members paid $0 monthly premiums last year. 1 Most plans include these benefits to help keep you healthy while helping you save money.

$0 preventive care

Getting preventive care2 helps reduce the risk for diseases, disabilities, and death — yet millions of people in the United States don’t get recommended preventive health care services.3 Preventive care includes things like your annual checkup and preventive screenings. These services are covered for $0 with a UnitedHealthcare Individual & Family plan.

$0 virtual care

Virtual care4 is a quick and easy way to get help with simple health concerns. During a virtual visit, you use digital technologies, like your smartphone, tablet or computer, to talk with a provider. You may get treatment options and even prescriptions for medications, if needed. Virtual urgent care visits are $0 on many UnitedHealthcare Individual & Family plans.5

$8 or less prescription medications

Getting your prescription medications at a low price means you can take care of your health and stay on budget. UnitedHealthcare Individual & Family plans offer a 1-month supply of generic prescription medications for $8 or less at over 45,000 network pharmacies. Plus, pay less for a convenient 3-month supply of most maintenance medications, and get them delivered to your door for no additional cost, saving you time and money. 5

20% off Walgreens products

With your UnitedHealthcare Individual & Family plan, you get 20% off Walgreens brand health and wellness products at any Walgreens location.5 That means you can get lower prices on over-the-counter medicines for cough, cold, and allergies, first aid products and more. 

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Open enrollment for 2025 Individual & Family ACA Marketplace plans starts November 1, 2024. Learn more.