Find ways to save money with an Affordable Care Act Marketplace plan

We all like to save money, but when it comes to our health, it’s important to make sure we’re also getting coverage that fits our needs. That’s why UnitedHealthcare Individual & Family Affordable Care Act (ACA) Marketplace plans are designed to fit your health care coverage needs — and your budget.

Plans with benefits designed to help you save

UnitedHealthcare Individual & Family plans offer quality coverage on a budget. In fact, almost half of UnitedHealthcare Individual & Family plan members paid $0 monthly premiums last year.¹ Most plans include these benefits to help keep you healthy while helping you save money.

$0 preventive care

Getting preventive care² helps reduce the risk for diseases, disabilities, and death — yet millions of people in the United States don’t get recommended preventive health care services.³ Preventive care includes things like your annual checkup and preventive screenings. These services are covered for $0 with a UnitedHealthcare Individual & Family plan.

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$0 virtual care

Virtual care⁴ is a quick and easy way to get help with simple health concerns. During a virtual visit, you use digital technologies, like your smartphone, tablet or computer, to talk with a provider. You may get treatment options and even prescriptions for medications, if needed. Virtual urgent care visits are $0 on many UnitedHealthcare Individual & Family plans.⁵

$8 or less prescription medications

Getting your prescription medications at a low price means you can take care of your health and stay on budget. UnitedHealthcare Individual & Family plans offer a 1-month supply of generic prescription medications for $8 or less at over 45,000 network pharmacies. Plus, pay less for a convenient 3-month supply of most maintenance medications, and get them delivered to your door for no additional cost, saving you time and money.⁵

20% off Walgreens products

With your UnitedHealthcare Individual & Family plan, you get 20% off Walgreens brand health and wellness products at any Walgreens location.⁵ That means you can get lower prices on over-the-counter medicines for cough, cold, and allergies, first aid products and more.

Explore Individual & Family ACA Marketplace plans

Let's help you find your personalized Individual & Family Marketplace plan. Enter your ZIP code to view and enroll in 2025 plans.

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More resources

Open enrollment for 2025 Individual & Family ACA Marketplace plans is November 1, 2024 through January 15, 2025. Enroll now.

Footnotes

UnitedHealthcare Internal Analysis, April 2024
Preventive care services are covered as recommended by the Affordable Care Act (ACA) of 2010.
Source: https://health.gov/healthypeople/objectives-and-data/browse-objectives/preventive-care
Unless otherwise required, virtual care benefits are available only when services are delivered through a designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply.
The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

Disclaimers

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, IN, KS, LA, MO, NE, NJ, TN, and WY; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; UnitedHealthcare of Wisconsin, Inc., and UnitedHealthcare Plan of the River Valley in Iowa. Administrative services provided by United HealthCare Services, Inc. or their affiliates.