Beyond basic coverage: ACA plan benefits to keep you healthy

You might assume that all Affordable Care Act (ACA) Marketplace plans only provide basic health insurance coverage in case of emergencies. But the truth is, UnitedHealthcare’s ACA Marketplace plans offer benefits that go far beyond basic coverage, from virtual urgent care to digital fitness classes and even discounts at the pharmacy. Let’s dive into these extras to see how you can take advantage of all your benefits.

Extra benefit perks beyond the essentials

While all ACA Marketplace plans are required to cover 10 essential health benefits, some plans offer additional perks that can support your well-being. UnitedHealthcare ACA Marketplace plans include these additional benefits:

Fitness classes

Staying active is key to staying healthy. That’s why all UnitedHealthcare ACA Marketplace plans include on-demand digital fitness classes from One Pass Select™. You also have the option to buy a discounted in-person gym membership for no additional cost¹ to help you reach your fitness goals.

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Health and wellness discounts

UnitedHealthcare ACA plan members get 20% off Walgreens-brand health and wellness products,² including over-the-counter medications, vitamins, skincare and more.

Prescription delivery

Getting your prescription medications delivered not only saves you time but can also save you money. Pay $12.50 or less for a convenient 90-day supply of most maintenance medications and get them delivered to your door for no additional cost.³

Virtual care

Feeling under the weather but don't want to leave the house? Most UnitedHealthcare ACA plans offer $0 unlimited virtual urgent care,⁴ allowing you to consult with a doctor virtually at no additional cost.

Dental and vision

Maintaining your dental and vision health is important for your overall health. UnitedHealthcare offers the option to add adult dental and vision coverage on most ACA Marketplace plans.⁵

Take charge of your health

By understanding the preventive and wellness benefits offered by your UnitedHealthcare ACA Marketplace plan, you can take advantage of these extras to help you stay healthy.

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Open enrollment for 2025 Individual & Family ACA Marketplace plans is November 1, 2024 through January 15, 2025. Enroll now.

Footnotes

One Pass Select™ is a voluntary program featuring a subscription based nationwide gym network, digital fitness and grocery delivery service. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. Individuals should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for them. Purchasing discounted gym and fitness studio memberships, digital fitness or grocery delivery services may have tax implications. Members should consult an appropriate tax professional to determine if they have any tax obligations with respect to the purchase of these discounted memberships or services under this program, as applicable. One Pass Select is a program offered by Optum. Subscription costs are payable to Optum.
Walgreens discount valid until 12/31/25. Discount valid only for in-store purchases of eligible Walgreens brand health and wellness products by current members eligible for the UnitedHealthcare discount program. Discount cannot be used online. For a full list of Walgreens brand health and wellness products and exclusions, please visit www.walgreens.com/smartsavings.
3-month fills apply to select maintenance medications only. Applicable formulary requirements such as prior authorization and quantity limits may apply to your pharmacy benefit.
Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply.
$0 cost-share for network periodic oral evaluation 2 times per consecutive 12 months. Adult dental benefit coverage is limited to a $1,000 benefit maximum per plan year. Coverage for routine vision exam and eyewear is limited to once every 12 months. If you opt to receive vision care services or vision care materials that are not covered benefits under this plan, a participating vision care provider may charge you their normal fee for such services or materials. Coverage may not be available in all plans or in all states. For costs and complete details of coverage, contact your broker or the company.
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Disclaimers

The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, IN, KS, LA, MO, NE, NJ, TN, and WY; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; UnitedHealthcare of Wisconsin, Inc., and UnitedHealthcare Plan of the River Valley in Iowa. Administrative services provided by United HealthCare Services, Inc. or their affiliates.