5 reasons to switch to a UnitedHealthcare ACA Marketplace plan

If you're shopping for a new health insurance option on the ACA Marketplace, it might be time to consider a UnitedHealthcare Individual & Family ACA Marketplace plan. UnitedHealthcare ACA Marketplace plans offer affordable coverage options with a range of benefits. Keep reading to discover 5 reasons why switching to UnitedHealthcare's ACA Marketplace plan could be a smart decision.

Low out of pocket costs

UnitedHealthcare ACA Marketplace plans earned “Best for Low Out-of-Pocket Costs” according to Forbes Advisor. With one of the lowest average Silver plan deductibles,¹ and even plans with $0 deductible,² members can find plans that are affordable.

Low monthly premiums

Over half of UnitedHealthcare ACA Marketplace plan members paid $0 in monthly premiums for their plan in 2024 due to premium tax credits and cost-sharing reductions.³ During the easy enrollment process, UnitedHealthcare shows you subsidies that you may qualify for that can lower your monthly premiums.

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Member support

Forbes Advisor named UnitedHealthcare “Best for Customer Satisfaction” in 2024.⁴ Members can count on answers and advice from our trusted customer service team, clear communication about important plan reminders and tools to manage your plan. Our members can also find network care and pay bills with an online member account.

Provider network

UnitedHealthcare ACA Marketplace plans have 1.3 million care professionals and physicians within our network. This makes it easier to get in-network health care anywhere in the country and earned UnitedHealthcare the title of “Best Health Insurance Provider Network” by USA Today.⁵

Plan extras

UnitedHealthcare ACA Marketplace plans have a range of benefits that can help you stay healthy and save money. Benefits include rewards for doing a few health and plan account activities, discounts on Walgreens health and wellness products, and even adult dental and vision coverage on some plans.⁶

Explore Individual & Family ACA Marketplace plans

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More resources

Open enrollment for 2025 Individual & Family ACA Marketplace plans is November 1, 2024 through January 15, 2025. Enroll now.

Footnotes

Forbes Advisor, (2024, April 12). Best Health Insurance Companies of April 2024
Copay Focus plans offer access to coverage with a $0 medical deductible and copays for many frequently used benefits. A deductible may apply for some prescription drug benefits. For cost shares and complete details of coverage, contact your broker or the company.
UnitedHealthcare Internal Analysis, September 2023
Forbes Advisor, (2024, April 15). Best Affordable Health Insurance Plans of 2024
USA Today, (2024, April 1). Best Health Insurance Companies of April 2024
The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more.
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Disclaimers

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, IN, KS, LA, MO, NE, NJ, TN, and WY; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; UnitedHealthcare of Wisconsin, Inc., and UnitedHealthcare Plan of the River Valley in Iowa. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.