Plans starting in November or December
January or later.
Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
Also known as Medigap, these plans help pay some of the out-of-pocket costs not paid by Original Medicare Parts A and B. Medicare Supplement Plans allow you to go to any doctor or hospital that accepts Medicare patients.
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs. These include Dual Special Needs Plans, Chronic Special Needs Plans and Institutional Special Needs Plans.
Answer a few simple questions and get a personalized list of plans ranked by what's important to you.
UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
Please note that each Insurer has sole financial responsibility for its products.
AARP® Medicare Supplement Insurance Plans
AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 (available in all states/territories except ND, NY) or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173 (available in AR, AZ, IL, IN, KS, MS, NC, ND, NJ, OH, OK, PA, SC, TN, TX) or UnitedHealthcare Insurance Company of New York 2950 Expressway Drive South, Suite 240, Islandia, NY 11749 (for NY residents). Policy Form No. GRP 79171 GPS-1 (G-36000-4).
In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
Medicare Advantage plans and Medicare prescription drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
This information is not a complete description of benefits. Contact the plan for more information.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits available with our Medicare Advantage plans. This plan is a good choice for someone who wants more coverage than Original Medicare but doesn't want to pay an additional monthly premium. Pay your plan's lowest retail pharmacy cost when you get your prescriptions filled at Walgreens.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Walgreens from UHC WI-0006 (PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits available with our Medicare Advantage plans. This plan is a good choice for someone who wants more coverage than Original Medicare but doesn't want to pay an additional monthly premium.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC WI-0014 (HMO-POS) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupKnow just what to expect with a lower monthly premium, predictable out-of-pocket medical costs and more extra benefits available with our Medicare Advantage plans.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC WI-0011 (HMO-POS) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupKnow just what to expect with a lower monthly premium, predictable out-of-pocket medical costs and more extra benefits available with our Medicare Advantage plans.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC WI-0002 (PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits available with our Medicare Advantage plans. This medical plan is for people who have separate prescription drug coverage.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Patriot No Rx WI-MA02 (HMO-POS) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Chronic condition required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra services and programs designed to help you better manage your cardiovascular disorder, chronic heart failure or diabetes.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Complete Care WI-0001 (PPO C-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits designed to meet your individual health care needs. This plan is for people with Medicare and Medicaid coverage.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete WI-D003 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits designed to meet your individual health care needs. This plan is for people with Medicare and Medicaid coverage.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete WI-D002 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits designed to meet your individual health care needs. This plan is for people with Medicare and Medicaid coverage.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete WI-D001 (PPO D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of extra benefits and $0 prescription drug costs. This plan is for people who receive some state Medicaid benefits and Extra Help paying their prescription drug costs.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete WI-V001 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Nursing home level of care required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupGet specialized care managing your health at home or in an assisted living facility. This plan is for people who need a level of care that is usually provided in an institutional setting, such as a nursing home.
Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Care Advantage WI-E001 (HMO-POS I-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Nursing home level of care required
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupTake advantage of services and programs focused on your individual care. This plan is a good choice for someone living in a nursing home.
Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Nursing Home Plan WI-F001 (HMO-POS I-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
2 Numbers shown in this table reflect network copayments/coinsurance. Depending on the type of plan you choose, if you obtain care from out-of-network providers, those services may not be covered by the plan or you may have to pay higher copayments/coinsurance than shown here. See a plan's Evidence of Coverage for specific copayments or coinsurance.
3 POS and PPO plans: All benefits covered in-network are covered out-of-network as well as but typically at a higher cost. Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
$0 prescription copay:
For Tier 1 and Tier 2 prescriptions, $0 copay may be restricted to particular tiers, preferred medications, or home delivery prescriptions during the initial coverage phase and may not apply during the coverage gap or catastrophic stage. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Optum Rx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use OptumRx home delivery for a 90-100 day supply of your maintenance medication
Annual plan statement:
Benefits, premium and/or copayments/coinsurance may change on January 1 of each year.
Dental (routine/comprehensive):
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market. Provider network may vary in local market. Dental network size based on Zelis Network360, May 2023.
Hearing:
Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider. Provider network size may vary by local market.
Insulin:
You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages except the Catastrophic drug payment stage where you pay $0.
Network:
Provider network may vary in local market. Provider network size based on Zelis Network360, May 2023.
24/7 Nurse hotline:
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Nurse Hotline not for use in emergencies, for informational purposes only.
Over-the-Counter (OTC):
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
PERS:
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. You must have a working landline and/or cellular phone coverage to use PERS.
Renew Active:
The Renew Active® Program varies by plan/area and may not be available on all plans. Participation in the Renew Active program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Renew Active includes standard fitness membership and other offerings. .
Fitness membership equipment, classes, personalized fitness plans, caregiver access and events may vary by location. Certain services, discounts, classes, events and online fitness offerings are provided by affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare. Participation in these third-party services are subject to your acceptance of their respective terms and policies. UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational purposes only and is not a substitute for the advice of a doctor.
Gym network may vary in local market and plan. Gym network size is based on comparison of competitor’s website data as of May 2023.
Transportation:
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Routine transportation not for use in emergencies.
Virtual Visits:
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies.
Vision:
Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Additional charges may apply for out-of-network items and services. Provider and retail network may vary in local market. Vision retail locations include retailer websites. Annual routine eye exam and $100-$400 allowance for contacts or designer frames, with standard (single, bi-focal, tri-focal or standard progressive) lenses covered in full either annually or every two years. Savings based on comparison to retail. Other vision providers are available in our network.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupChoose this plan if you fill your prescriptions primarily at Walgreens pharmacies.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Rx Walgreens from UHC (PDP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $7.20 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupChoose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Rx Preferred from UHC (PDP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $52.60 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024 plans.
x Close PopupChoose this plan if you receive Extra Help from Medicare.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Rx Basic from UHC (PDP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
2 Optum Home Delivery is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. AARP Medicare Rx Walgreens (PDP) plans: UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
Annual plan statement:
Benefits, premium and/or copayments/coinsurance may change on January 1 of each year.
2024 - AARP Medicare Rx Preferred, AARP Medicare Rx Saver, AARP Medicare Rx Basic and AARP Medicare Rx Walgreens:
AARP Medicare Rx Preferred from UHC (PDP)'s pharmacy network includes limited lower-cost pharmacies in rural AK, MT, NE, ND, SD and WY. There are an extremely limited number of preferred cost share pharmacies in suburban MT. AARP Medicare Rx Saver from UHC (PDP)’s pharmacy network includes limited lower-cost pharmacies in rural AK. AARP Medicare Rx Basic from UHC (PDP)’s pharmacy network includes limited lower-cost pharmacies in rural MT, NE, ND, SD and WY. There are an extremely limited number of preferred cost share pharmacies in suburban MT. AARP Medicare Rx Walgreens from UHC (PDP)’s pharmacy network includes limited lower-cost pharmacies in urban ND; suburban HI and PA; and rural AK, AR, HI, IA, ID, KS, MN, MS, MT, NE, OK, PA, SD and WY. There are an extremely limited number of preferred cost share pharmacies in suburban MT, ND and rural ND. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call us or consult the online pharmacy directory.
AARP Medicare Rx Walgreens prescription drug plan: Member may use any pharmacy in the network but may not receive the same pricing as Walgreens or Duane Reade, the plan's preferred retail pharmacies. Walgreens pharmacies may not be available in all areas. Duane Reade is only available in NY and NJ. Tier 1 $2 generic cost share applies to all drug payment stages except Catastrophic Drug Payment Stage where the member pays $0. Tier 2-5 member cost share applies after deductible. $15 or more savings for the AARP Medicare Rx Walgreens (PDP) plan applies to Tier 1 when filled at a Walgreens or Duane Reade preferred retail pharmacy compared to a standard network pharmacy.
AARP Medicare Rx Preferred, AARP Medicare Rx Saver, AARP Medicare Rx Basic (PDP) plans: Member may use any pharmacy in the network but may not receive preferred retail pharmacy pricing. Pharmacies in the Preferred Retail Pharmacy Network may not be available in all areas. Copays apply after deductible. The Preferred Retail Pharmacy Network is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages except the Catastrophic drug payment stage where you pay $0.
“Highest over-the-counter credit” means this UnitedHealthcare plan was identified as having the highest available quarterly credit to use on over-the-counter products when compared to other plans available to you from UnitedHealthcare.
“Highest dental allowance” means this UnitedHealthcare plan was identified as having the highest available yearly dental allowance when compared to other plans available to you from UnitedHealthcare.
“Highest eyewear allowance” means this UnitedHealthcare plan was identified as having the highest available eyewear allowance when compared to other plans available to you from UnitedHealthcare.
“Highest food, over-the-counter and utilities credit” means this UnitedHealthcare plan was identified as having the highest available monthly credit to use on food, over-the-counter products and utilities when compared to other plans available to you from UnitedHealthcare.
If you are new to Medicare and need coverage to begin in November or December of this year, shop 2024 plans.
If you are changing plans during the Medicare Annual Enrollment Period or need coverage to begin January 1st or later, shop 2025 plans.