Now’s the time to enroll. The Annual Enrollment Period for Medicare Advantage and prescription drug plans goes through December 7.
Close Announcement BannerMost Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
Also known as Medigap, these plans help pay some of the out-of-pocket costs not paid by Original Medicare Parts A and B. Medicare Supplement Plans allow you to go to any doctor or hospital that accepts Medicare patients.
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs. These include Dual Special Needs Plans, Chronic Special Needs Plans and Institutional Special Needs Plans.
Answer a few simple questions and get a personalized list of plans ranked by what's important to you.
UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
Please note that each Insurer has sole financial responsibility for its products.
AARP® Medicare Supplement Insurance Plans
AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 (available in all states/territories except ND, NY) or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173 (available in AR, AZ, IL, IN, KS, MS, NC, ND, NJ, OH, OK, PA, SC, TN, TX) or UnitedHealthcare Insurance Company of New York 2950 Expressway Drive South, Suite 240, Islandia, NY 11749 (for NY residents). Policy Form No. GRP 79171 GPS-1 (G-36000-4).
In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
Medicare Advantage plans and Medicare prescription drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
This information is not a complete description of benefits. Contact the plan for more information.
plans starting in November or December 2025
January 2025 or later.
Manage your health and keep your out-of-pocket costs low through a focused provider network.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC The Villages Medicare Advantage FL-004P (HMO-POS) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you want reliable benefits and extras you can count on, this plan has predictable out-of-pocket medical and prescription drug costs, plus dental, OTC, vision, and fitness.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC The Villages Medicare Advantage FL-0004 (HMO-POS) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
If you want provider choice plus reliable benefits and extras you can count on, this plan has access to out-of-network care, predictable out-of-pocket medical and prescription drug costs, plus dental, OTC, vision, and fitness.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC FL-0024 (PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
When you already have prescription drug coverage, this plan helps boost your budget with a monthly reduction to your Part B premium, plus reliable medical coverage.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Chronic condition required
If you're living with diabetes, chronic heart failure, and/or cardiovascular disorders, this plan helps with low-cost specialist visits and insulin, plus a monthly credit for OTC products — and healthy food for qualifying members.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Complete Care FL-14 (HMO-POS C-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you have full Medicaid benefits, this plan includes a $350 monthly credit for OTC, healthy food, and utilities, $0 prescription drugs, and other valued extras.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-Y5 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you have full Medicaid benefits, this plan includes a $300 monthly credit for OTC, healthy food, and utilities, $0 prescription drugs, and other valued extras.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-Y4 (PPO D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you have Medicare and Medicaid, this plan includes a monthly credit for OTC, healthy food, and utilities, plus $0 prescription drugs.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-D002 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you have Medicare and Medicaid, this plan includes a monthly credit for OTC, healthy food, and utilities, plus $0 prescription drugs.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-D003 (PPO D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
If you have full Medicaid benefits with the UnitedHealthcare Health & Home Connection, this plan includes a $418 monthly credit for OTC, healthy food, and utilities, $0 prescription drugs, and other valued extras.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-Y001 (HMO-POS D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC FL-0031 (Regional PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $2.70 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Medicaid required
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Dual Complete FL-D005 (Regional PPO D-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Nursing home level of care required
Take advantage of services and programs focused on your individual care. This plan is a good choice for someone living in a nursing home.
Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for UHC Nursing Home Plan FL-F001 (PPO I-SNP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $0.00 |
Premium if full Dual with Extra Help: $0
Enrollment Disclaimer Information:
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
Extra Help:
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
Featured Benefits:
- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
- 2024: Nurse Hotline not for use in emergencies, for informational purposes only.
- Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
- For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
- For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
- Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
- Eligibility for the healthy food and utilities benefit under the Value-Based Insurance Design model is limited to members with Extra Help from Medicare and will be determined after enrollment.
- For C-SNP: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.
- For D-SNP, TN only: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. There may be other qualified conditions not listed. Contact us for details.
- 2024: You must have a working landline and/or cellular phone coverage to use PERS.
- The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.
- If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
- Routine transportation not for use in emergencies.
- Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.
- $0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the Catastrophic stage. Optum® Home Delivery Pharmacy and Optum Rx are affiliates of the UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in your network.
Out-of-network:
Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
State-level Medicaid, D-SNP Disclaimer:
D-SNP and C-SNP: The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.
Other Languages:
This information is available for free in other languages. Please contact Customer Service for additional information.
Esta información está disponible sin costo en otros idiomas. Para obtener más información comuníquese con nuestro Servicio al Cliente.
本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。
plans starting in November or December 2025
January 2025 or later.
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Rx Preferred from UHC (PDP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $71.90 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Choose this plan if you want a more robust pharmacy network.
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
This table shows you what your monthly plan premium will be for AARP Medicare Rx Saver from UHC (PDP) if you get Extra Help.
Your level of Extra Help | Monthly premium* |
---|---|
100% | $92.30 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
1 Optum® Home Delivery Pharmacy is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
Enrollment Disclaimer Information:
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
Extra Help:
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
Other Languages:
This information is available for free in other languages. Please contact Customer Service for additional information.
Esta información está disponible sin costo en otros idiomas. Para obtener más información comuníquese con nuestro Servicio al Cliente.
本資訊可以其他語言免費提供。如需更多資訊,請聯絡客戶服務部。
If you are new to Medicare and need coverage to begin in November or December of this year, shop 2024 plans.
If you are changing plans during the Medicare Annual Enrollment Period or need coverage to begin January 1st or later, shop 2025 plans.