Plan K
Budget-conscious 50% benefits plan plus wellness extras
Monthly Premium starting at
AARP® Medicare Supplement Insurance Plan insured by UnitedHealthcare Insurance Company
Discover why Plan K may be a good fit
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Plan that covers 50% of some covered services until out-of-pocket limit is met with lower premium
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Includes yearly out-of-pocket limit ($7,060 in 2024)
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Comes with wellness extra services and discounts for dental, hearing, vision, and a gym membership 10
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See any doctor and visit any hospital that accepts Medicare patients
Coverage Details
Basic Costs
| Costs | What you'll pay |
|---|---|
| Monthly Premium starting at | |
| 50% of Part A Inpatient Hospital Deductible $816 | $816 |
| Annual Part B Deductible $240 | $240 |
Out-of-Pocket Maximum
This is the amount of money you pay for covered services per calendar year. |
$7,060 5 |
|
Part B Excess Charges
If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge. |
Not covered |
Doctor Visits
| Service | What you'll pay |
|---|---|
| Primary Care Visits 10% coinsurance | 10% coinsurance |
| Specialist Visits 10% coinsurance | 10% coinsurance |
| Referral to Specialist Required? No | No |
| See any doctor who accepts Medicare patients? Yes | Yes |
| Preventive Services All costs above Medicare approved amounts | All costs above Medicare approved amounts |
Urgent/Emergency Care
| Service | What you'll pay |
|---|---|
| Urgent Care 10% coinsurance | 10% coinsurance |
| Emergency Care 10% coinsurance | 10% coinsurance |
| Ground Ambulance Services 10% coinsurance | 10% coinsurance |
| Air Ambulance Services 10% coinsurance | 10% coinsurance |
| Foreign Travel Emergency Not covered | Not covered |
Hospitalization & Skilled Nursing Facility Care
| Service | What you'll pay |
|---|---|
|
Inpatient Hospital Care
7
$816 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
$816 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
|
Skilled Nursing Facility
7
$0 for days 1-20
Up to $102 per day for days 21-100 All costs for days 101 and later |
$0 for days 1-20
Up to $102 per day for days 21-100 All costs for days 101 and later |
Outpatient Care
| Service | What you'll pay |
|---|---|
| Ambulatory Surgical Center 10% coinsurance | 10% coinsurance |
| Outpatient Hospital Services 10% coinsurance | 10% coinsurance |
| Mental Health - Outpatient 10% coinsurance | 10% coinsurance |
Lab/X-Ray Services & Equipment
| Service | What you'll pay |
|---|---|
| Lab Services 9 $0 | $0 |
| Diagnostic Radiology Services (such as MRIs/CT scans, etc.) 10% coinsurance | 10% coinsurance |
| Outpatient X-Rays 10% coinsurance | 10% coinsurance |
| Durable Medical Equipment 10% coinsurance | 10% coinsurance |
Wellness Extras 10
| Wellness extra | Your discount |
|---|---|
|
Dental Discount
Discounts for dental services from in-network dentists through Dentegra
In-network discounts generally average 30-40% 11 off of contracted rates nationally for a range of dental services including: |
Discounts for dental services from in-network dentists through Dentegra
In-network discounts generally average 30-40% 11 off of contracted rates nationally for a range of dental services including: |
|
Vision Discount
Routine eye exams at participant providers: $50
12
Take an additional $50 off the AARP Vision Discount or best instore offer on no-line progressive lenses with frame purchase at LensCrafters
13
|
Routine eye exams at participant providers: $50
12
Take an additional $50 off the AARP Vision Discount or best instore offer on no-line progressive lenses with frame purchase at LensCrafters
13
|
|
Hearing Discount
An additional $100 off the AARP member rate on select hearing aids
Plus a 15% discount on hearing aid accessories |
An additional $100 off the AARP member rate on select hearing aids
Plus a 15% discount on hearing aid accessories |
|
Gym Membership
A gym membership at no additional cost to you
|
A gym membership at no additional cost to you
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Important Information
Already an Insured Member?
For accurate information about rates and plans if you are currently insured under an AARP Medicare Supplement Plan, please call UnitedHealthcare for information.
Need help?
Speak with a licensed insurance agent today toll free, Monday - Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET
Scroll for Important Disclaimers
UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
Please note that each insurer has sole financial responsibility for its products.
AARP Medicare Supplement Insurance Plans
AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare. Insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103. Policy Form No. GRP 79171 GPS-1 (G-36000-4)
Plans may be available to persons under age 65 who are eligible for Medicare by reason of disability.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER SHOWN.
AARP MedicareRx (PDP)
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. You do not need to be an AARP member to enroll in a Prescription Drug Plan. You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year.
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