The most comprehensive benefits plan plus wellness extras
AARP® Medicare Supplement Insurance Plan insured by UnitedHealthcare Insurance Company
Plan F is only available to those first eligible for Medicare before 2020.
Plan with most comprehensive coverage
Covers Part A and Part B deductibles (Total $1,933 in 2025)
Comes with wellness extra services and discounts for dental, hearing, vision, and a gym membership 10
See any doctor and visit any hospital that accepts Medicare patients
Includes foreign travel emergency benefit
Service | What you'll pay |
---|---|
Primary Care Visits $0 | $0 |
Specialist Visits $0 | $0 |
Referral to Specialist Required? No | No |
See any doctor who accepts Medicare patients? Yes | Yes |
Preventive Services $0 for Medicare covered services | $0 for Medicare covered services |
Service | What you'll pay |
---|---|
Urgent Care $0 | $0 |
Emergency Care $0 | $0 |
Ground Ambulance Services $0 | $0 |
Air Ambulance Services $0 | $0 |
Foreign Travel Emergency 20% after $250 annual deductible with a $50,000 lifetime maximum | 20% after $250 annual deductible with a $50,000 lifetime maximum |
Service | What you'll pay |
---|---|
Inpatient Hospital Care
7
$0 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
$0 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
Skilled Nursing Facility
7
$0 for days 1-100
All costs for days 101 and later |
$0 for days 1-100
All costs for days 101 and later |
Service | What you'll pay |
---|---|
Ambulatory Surgical Center $0 | $0 |
Outpatient Hospital Services $0 | $0 |
Mental Health - Outpatient $0 | $0 |
Service | What you'll pay |
---|---|
Lab Services 9 $0 | $0 |
Diagnostic Radiology Services (such as MRIs/CT scans, etc.) $0 | $0 |
Outpatient X-Rays $0 | $0 |
Durable Medical Equipment $0 | $0 |
Wellness extra | Your discount |
---|---|
Dental Discount
Discounts for dental services from in-network dentists through Dentegra.
In-network discounts generally average 30-40% 11 off of contracted rates nationally for a range of dental services including: Access to 29,000 in-network general dentists and specialists at 130,000 locations nationwide. The dental discount is not insurance. |
Discounts for dental services from in-network dentists through Dentegra.
In-network discounts generally average 30-40% 11 off of contracted rates nationally for a range of dental services including: Access to 29,000 in-network general dentists and specialists at 130,000 locations nationwide. The dental discount is not insurance. |
Vision Discount
A $50 discount on complete frames/lens at LensCrafters on top of the AARP member discount.
12
|
A $50 discount on complete frames/lens at LensCrafters on top of the AARP member discount.
12
|
Hearing Discount
Additional $100 off per name-brand prescription hearing aid on top of the already discounted program rates – meaning $200 off per pair!
Access to Relate® prescription hearing aids, UnitedHealthcare Hearing’s private-label brand, for an affordable, high-quality option with a variety of helpful features and technology. No-cost hearing exam, consultation, and expert support from UnitedHealthcare Hearing’s nationwide network of experienced hearing providers near you. |
Additional $100 off per name-brand prescription hearing aid on top of the already discounted program rates – meaning $200 off per pair!
Access to Relate® prescription hearing aids, UnitedHealthcare Hearing’s private-label brand, for an affordable, high-quality option with a variety of helpful features and technology. No-cost hearing exam, consultation, and expert support from UnitedHealthcare Hearing’s nationwide network of experienced hearing providers near you. |
Gym Membership
A gym membership at no additional cost to you.
|
A gym membership at no additional cost to you.
|
The amounts shown on this page are applicable for 2025.
If applicable, the "You Pay" amount for Medicare Part B covered services indicates what you will pay once the annual Part B deductible is met. The "You Pay" amount for Medicare Part A covered services indicates what you will pay once Medicare and the Plan have paid their share.
1 The premium (including discounts) is for a person who is an age 65 non-tobacco user who can answer "no" to all of the health questions on the Application Form when applying. The answers to questions on your Application Form will be used to determine which premium applies to you and your actual monthly premium will be determined when you apply. All premiums are subject to change. Any premium change will apply to all members of the same class insured under your Plan who reside in your state.
7 A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
8 Notice: When your Medicare Part A hospital benefits are exhausted, the insurer stands in place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's "Core Benefits." During this time, the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.
9 Not subject to the Part B deductible and is paid at 100% by Medicare.
10 These offers are only available to insured members covered under an AARP Medicare Supplement Plan from UnitedHealthcare Insurance Company. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time. Certain offerings are provided by third parties not affiliated with UnitedHealthcare Insurance Company. None of these services are a substitute for the advice of a doctor or should be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room.
Dentegra Dental Discount11 Dentegra Fee Schedules vs. Fair Health Mean Data
THIS IS NOT INSURANCE and not intended to replace insurance. All decisions about medications and dental care are between you and your dentist or health care provider. The Dentegra dental discount is not a Qualified Health Plan under the Affordable Care Act. Products or services that are reimbursable by federal programs including Medicare and Medicaid are not available on a discounted or complimentary basis. The Dentegra dental discount provides discounts at certain health care providers for dental services. The range of discounts will vary depending on the type of provider, geographic region and service. The Dentegra dental discount does not make payments to the providers of dental services. Individuals who utilize the Dentegra dental discount are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with Dentegra Insurance Company. Dentegra Insurance Company, 560 Mission Street, San Francisco, CA 94105, is the Discount Plan Organization.
AARP Vision Discounts provided by LensCraftersThese discounts cannot be combined with any other discounts, promotions, coupons, or vision care plans unless noted herein. All decisions about medications and vision care are between you and your health care provider. Products or services that are reimbursable by federal programs including Medicare and Medicaid are not available on a discounted or complimentary basis. LensCrafters pays a royalty fee to AARP for use of the AARP intellectual property. Amounts paid are used for the general purposes of AARP and its members.
12 Present offer to receive a bonus $50 off in addition to your AARP Vision Discount of 50% off lenses or best in-store offer when you purchase a frame and progressive lenses. Complete pair required. Frame and lens purchase cannot be combined with any other offers, discounts, past purchases, readers or non-prescription sunglasses. Valid doctor’s prescription required and the cost of an eye exam is not included. Eyeglasses priced from $218.29 to $2,423.33. Cartier®, Lindberg®, Oakley® Kato, Oliver Peoples, Maui Jim® frames, and wearable electronics excluded. Additional frame and lens exclusions and restrictions may apply, see store associate for details. Void where prohibited. Discounts are off tag price. No cash value. Offer expires 12/31/2025. Code 755453.
AARP Hearing Solutions provided by UnitedHealthcare Hearing
The additional $100 off discount and 4-year extended warranty only applies to name-brand prescription hearing aid purchases and does not apply to over the counter or Relate® purchases.
One complimentary hearing test is only available from UnitedHealthcare Hearing providers, for purposes of determining hearing aid candidacy. These discounts cannot be combined with any other discounts, promotions, coupons, or hearing aid benefit plans unless noted herein. Products or services that are reimbursable by federal programs including Medicare and Medicaid are not available on a discounted or complimentary basis. AARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.
Please contact the provider directly for details.
Participation in the Renew Active® program is voluntary. Renew Active includes standard fitness membership and other offerings. Fitness membership equipment, classes, personalized fitness plans, caregiver access and events may vary by location. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. The Renew Active program varies by plan/area. Gym network may vary in local market.
See all AARP Medicare Supplement Plans from UnitedHealthcare
Prescription drugs can be expensive, and Medicare Parts A and B ("Original Medicare") may not provide the coverage you need. Pairing an AARP MedicareRx Part D Plan from UnitedHealthcare with a Medicare Supplement plan can help protect you from unexpected medical and prescription drug costs now or in the future.
For accurate information about rates and plans if you are currently insured under an AARP Medicare Supplement Plan, please call UnitedHealthcare for information.
Need help?
Speak with a licensed insurance agent today toll free, Monday - Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET
UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
Please note that each insurer has sole financial responsibility for its products.
AARP Medicare Supplement Insurance Plans
AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare. Insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103. Policy Form No. GRP 79171 GPS-1 (G-36000-4).
Plan A may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER SHOWN.
AARP MedicareRx (PDP)
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. You do not need to be an AARP member to enroll in a Prescription Drug Plan. You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments and restrictions may apply. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year.
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