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Rhode Island health plans

Looking for low-cost or no-cost health insurance? We offer Medicaid plans. We also offer dual health plans for people with both Medicaid and Medicare.

For general information about the plans in your state, visit Rhode Island's homepage.

Prior authorization (PA) requirements that were lifted as a result of the COVID-19 public health emergency will go back into effect as of October 1, 2021 for medically necessary services and as of January 1, 2022 for Behavioral Health Services that require a prior authorization. A PA is a request from your healthcare provider or a Behavioral Health provider for approval from UnitedHealthcare to provide certain medically necessary services. Both your healthcare and behavioral healthcare  providers are aware of the PA requirement and the effective dates.  

11  results  for Rhode Island

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Medicare + Medicaid eligible plan

  • OTC, food and utilities

    $182 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • OTC, food and utilities

    $182 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Medicare + Medicaid eligible plan

  • OTC, food and utilities

    $85 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • OTC, food and utilities

    $85 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Need help finding a plan?

Answer a few quick questions to see what type of plan may be a good fit for you.

Medicare + Medicaid eligible plan

  • OTC, food and utilities

    $158credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • OTC, food and utilities

    $158credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Medicare + Medicaid eligible plan

  • OTC, food and utilities

    $202 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $4000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • OTC, food and utilities

    $202 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $4000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions

Medicare + Medicaid eligible plan

  • Food, OTC and Utilities

    $146 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • Home support services

    $150 credit every quarter for extra support at home with housekeeping and more

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • Food, OTC and Utilities

    $146 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • Home support services

    $150 credit every quarter for extra support at home with housekeeping and more

Medicare + Medicaid eligible plan

  • Food, OTC and Utilities

    $62 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $1500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum Home Delivery Pharmacy

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • Food, OTC and Utilities

    $62 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $1500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum Home Delivery Pharmacy

Medicare + Medicaid eligible plan

  • Food, OTC and Utilities

    $166 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum Home Delivery Pharmacy

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

  • Food, OTC and Utilities

    $166 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum Home Delivery Pharmacy

UnitedHealthcare Rhody Health Partners


UnitedHealthcare® of New England's Medicaid health plan is accredited by the National Committee for Quality Assurance (NCQA).

Rhody Health Partners (RHP) is Rhode Island's Medicaid managed care plan for eligible adults with disabilities who are 21 years or older have an option to enroll in a participating Rhody Health Partners health plan. Rhody Health Partners members can use the large network of doctors specialists, hospitals and other healthcare providers who are part of the UnitedHealthcare of New England network.

Bristol, Kent, Newport, Providence, and Washington.

UnitedHealthcare Rhody Health Partners ACA Adult Expansion


The Affordable Care Act (ACA) expanded health coverage to certain adults age 19 or older and under 65.  The UnitedHealthcare Rhody Health Partners ACA Adult Expansion plan is for  certain Adults aged 19-64 with no dependent children with an income at or below 133 percent Federal Poverty Level -in other words, You have to earn less than $15,654 per year or earn less than $1,305 per month and are a United States citizen or a legal permanent resident under 65 meeting income eligibility guidelines.

You are able to enjoy the many benefits and services that we have to offer, call us today to learn about all these benefits.  We will work with your doctors to give to you the quality of care you deserve.  

Bristol, Kent, Newport, Providence, and Washington.

Children with Special Health Care Needs


Children with Special Health Care Needs (CSN) is Rhode Island's Medicaid managed care plan for Children with a disability or chronic condition and they are determined eligible for: Supplemental Security Income (SSI), Katie Beckett or Adoption Subsidy through the Department of Children, Youth, and Families (DCYF). When eligible for Medicaid, parents or guardians are then given a choice of enrollment in a participating health plan. Children who live in an institutional facility are excluded from health plan enrollment. In those situations, children will be enrolled in traditional Medicaid Fee-For-Service.

Children with Special Healthcare Needs may qualify for RIte Care under UnitedHealthcare Community Plan. The Department of Human Services will enroll Children with Special Healthcare Needs who are eligible for Medicaid.

Bristol, Kent, Newport, Providence, and Washington.

UnitedHealthcare RIte Care


UnitedHealthcare® of New England's Medicaid health plan is accredited by the National Committee for Quality Assurance (NCQA).

RIte Care is Rhode Island's Medicaid managed care program for families on the RI Works Program and eligible uninsured pregnant women, children, and parents. Members enroll in a participating health plan. UnitedHealthcare RIte Care members can use the large network of doctors specialists, hospitals and other healthcare providers who are part of the UnitedHealthcare of New England network.

Bristol, Kent, Newport, Providence, and Washington.