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Michigan, we’ve got you covered

Looking for low-cost or no-cost health insurance? We offer Michigan Medicaid plans. We also offer dual health plans for people with both Medicaid and Medicare.

Helping people is at the heart of all we do

Everyone in Michigan deserves affordable health care, including you. That includes adults, people with disabilities, pregnant women, children and seniors. UnitedHealthcare has services and extras that can make a real difference in your life. Get the plan that gets you more.  

Medicaid plans

Healthy Michigan Plan

Our Healthy Michigan Plan is for adults ages 19 to 64 who meet income requirements. You can choose your own doctor. Choose "View Plan" to see what our plan offers you.

View details
Find a provider

UnitedHealthcare Community Plan

Our Medicaid family plan is for children, pregnant women, families and adults who meet income and health need requirements. We also cover children and young adults with special health or developmental needs. You can choose your own doctor. Choose "View Plan" to see what our plan offers you.

If you are enrolled in Medicaid, you may qualify for additional services and support to help manage special health or developmental challenges of your child. Learn more about the Children's Special Health Care Services (CSHCS) Program.

If you were formerly enrolled in MIChild: You pay just $10 a month for your eligible children (even if you have more than one child). 

View details
Find a provider

Dual Special Needs plans

Dual Special Needs plans (also called Dual Health plans or D-SNPs for short) are for people who have both Medicaid and Medicare. Dual plans cover most doctor visits, hospital stays and prescription drugs. They offer many extra benefits beyond those you get with either Original Medicare or Medicaid.
View all Dual Special Needs plans

Individual & Family ACA plans

UnitedHealthcare offers Individual & Family ACA plans in Michigan. They’re designed to give you the coverage you need without breaking the bank.

Choose from plans in the Bronze, Silver and Gold metal levels. They each come with a variety of benefits, including reliable support from our customer service experts.

See Individual & Family ACA plans (Opens in a New Tab)

See why Michiganders choose UnitedHealthcare

Whatever plan you choose, UnitedHealthcare will help you get the care you need.

  • Your choice of doctor and pharmacy from a large network of providers
  • No cost transportation to health care services
  • Access to a wide range of care including Virtual visits,  Dental, Vision and Mental Health
  • No copays for covered services
  • Programs to guide moms and babies through healthy birth and early first years

If you have Medicaid, including MIChild, Healthy Michigan Plan and Children's Special Health Care Services (CSHCS), UnitedHealthcare has a plan for you.

Michigan health plans as low as $0 cost

MI Medicaid Plans:

  • No cost for quality health care
  • Adults, including people with disabilities
  • Pregnant women and children
  • Children’s Special Health Care Services and foster children
  • All ages
Learn more
Ready to apply

Healthy Michigan Plan:

Low cost for quality health care

  • Dental benefits
  • Rewards for healthy behavior
  • Ages 19-64 years

Even if you don’t qualify for Medicaid, you could still qualify for the Healthy Michigan Plan.

Learn more
Ready to enroll

MI Dual Special Needs plans:

  • Those qualifying for both Medicare and Medicaid
  • Seniors 65+
  • People with disabilities
  • No premiums
  • Value-added benefits at no cost to you
Learn more

Member information

Member handbook

Member handbook - English

FInd a provider 

Healthy Michigan - Find a provider
Community Plan - Find a provider 

Member Services

Healthy Michigan
1-866-364-3028 / TTY: 711
8:30 am to 5:30 pm local time, 7 days a week

Community Plan
1-855-590-1401 / TTY: 711
8:30 am to 5:30 pm local time, 7 days a week

Sign in and you'll get tools that help you use your plan. You can view your Member ID card and get help with using your benefits. It just takes a few minutes to register. Then you can log in anytime.

MyUHC.com

How to enroll

Step 1

Step 2

Once you qualify, call Michigan ENROLLS at 1-888-367-6557 and ask to be a member of UnitedHealthcare Community Plan.  If you don't choose a health plan you'll be auto assigned to a plan.

We're here for you

UnitedHealthcare Community Plan specialists can answer questions and give you information about our benefits.

Call us at 1-800-903-5253 TTY 711

8:30 a.m.–5:30 p.m. local time, Monday - Friday

Featured programs

New On-Demand Self Care for $0.

You can get the Self Care app from AbleTo at no cost. Self Care offers you:

  • Meditation tools to help you relax
  • Mood and habit tracking so you can find patterns and see how your behaviors affect your mood
  • Guides around topics that matter most to you
  • Optional weekly check-ins to unlock personalized content

To get started, visit ableto.com/begin

What's new for Medicaid in 2024

As a UnitedHealthcare Michigan Medicaid member, you’ll get extra benefits that some plans don’t offer.

  • Unlimited transportation for health care services
  • No-cost cell phone and monthly service plan
  • Choice of doctor
  • Well and sick visits, including virtual visits
  • Prescription and over-the-counter drugs
  • Vision benefits, including replacement frames
  • Dental benefits for pregnant women
  • Virtual mental health visits
  • 24/7 online benefit access on myuhc.com
MI Medicaid Plans

Healthy Michigan Plan in 2024

  • Rewards for healthy behavior
  • Unlimited transportation for health care services
  • Choice of doctor
  • Well and sick visits, including virtual visits
  • Dental benefits
  • Prescription and over-the-counter drugs
  • Vision benefits
  • Virtual mental health visits
  • 24/7 online benefit access on myuhc.com
MI Health Plans

Dual Special Needs plans in 2024

Michiganders on a UnitedHealthcare Dual Special Needs Plan (or dual health plan) get many extra benefits beyond those you get with either Original Medicare or Michigan Medicaid.

That includes:

  • A monthly credit to buy healthy food and OTC products or pay utility bills
  • $0 copay on covered generic and brand-name prescriptions including home delivery
  • An allowance for covered types of preventive and comprehensive dental
Learn more

Healthy First Steps®

Build a healthy future for you and your baby and earn great rewards with Healthy First Steps. Our program will help you take the right steps to keep you and your baby healthy. Plus, you can earn $20 just for signing up.

We will help you:

  • Choose a pregnancy provider and a pediatrician (child’s doctor)
  • Schedule visits and exams and arrange rides to your visits
  • Earn rewards for going to visits throughout your pregnancy and baby’s first 15 months of life
  • Get supplies, including breast pumps for nursing moms
  • Connect with community resources such as Women, Infants and Children (WIC) services
Learn more

Get connected with myuhc.com

Members can sign up for 24 hours a day, 7 days a week access to your health plan at myuhc.com/CommunityPlan.

It’s fast, easy and secure. Use your computer, tablet or mobile phone. We make it easy to get the information you want and need. Register at myuhc.com/CommunityPlan. This is your secure member website. See your covered benefits, search for providers, view your member handbook and much more.

Make it easy to get important care. Members can choose to receive digital documents, emails and text message reminders to help you stay healthy.

Download the UnitedHealthcare mobile app. It’s designed for people on the go, and includes many of the same features as the member website. Find it at the App Store or Google Play.
Follow us on Facebook at facebook.com/UnitedHealthcare. Find fun, useful and interesting information for you and your family.

Need more help? Call 1-800-903-5253, TTY 711, 8 a.m.–5 p.m., Monday–Friday. A member advocate can answer questions about your coverage, help find a doctor, help with transportation to an appointment and MORE.

Children’s Special Health Care Services (CSHCS)

Many communities offer extra benefits for children with special care needs. CSHCS helps members connect to local programs and services, such as:

  • Help to pay for wheelchair ramps and special equipment
  • School services
  • Respite care

Download more information about CSHCS benefits.

Wellhop for Mom & Baby

Connect with other expectant moms. Get support and information during your pregnancy and after you deliver. This program is covered by your health plan. There’s no extra cost to you.

Here’s how it works:

  • Join video conversations every other week with women who have similar due dates and a group leader
  • Chat and share experiences with moms from your group on the Wellhop app or website
  • Visit the Wellhop library for articles, videos and more

Language and Translation Help

You can get information in another language. Just ask. We can connect you with interpreter services which covers more than 170 launguages. 

Our provider network includes many doctors who are multilingual. Our provider directory shows which languages doctors speak. 

You can also get information in large print, Braille or audio files on a CD or flash drive. We can also assist with interpreter services, including American Sign Language.

If you have trouble hearing over the phone you can use a text telephone. This free service allows persons with hearing or speech disabilities to place and receive telephone calls. Call 711, give them the Member Services number, 1-800-903-5253, and they will connect you to us. Our hours are Monday through Friday, 8 am to 8 pm local time. 

HealthTalk member newsletter

Our HealthTalk newsletter is now online. The newsletters are a great way to learn about our health plan and important health topics.

You can read it whenever, wherever you want. Check back quarterly for a new edition.

Medicaid Newsletter English

UnitedHealthcareCommunityPlan

Learn about plan types

Michigan Medicaid Card

Medicaid plans

MI Medicaid is health insurance for people with low incomes. You might be able to get Medicaid in Michigan if you’re pregnant, have children or live with a disability. In some cases, other adults may also qualify. Costs to you are low and based on your ability to pay. It’s important to know that Medicaid rules and coverage differ from state to state.

Medicare Card

Dual Special Needs Plans (D-SNP)

Dual Special Needs Plans (also called dual health plans or D-SNPs for short) are for people who get both Michigan Medicaid and Medicare. Dual plans cover doctor visits, hospital stays and prescription drugs. They offer more benefits and extras than Original Medicare. You’ll keep all your Michigan Medicaid benefits too.

Exchange Card

Individual & Family ACA Plans

UnitedHealthcare is offering individual and family plans in Michigan that are designed to provide the best possible coverage at an affordable price. We have plan choices in all three metal levels, bronze, silver and gold, offering a variety of benefits. And all of our plans come with reliable, friendly guidance from our experienced team.

See Plans in Michigan

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Disclaimer information
(scroll within this box to view)

Looking for the federal government’s Medicaid website? Look here at Medicaid.gov.

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan’s contract renewal with Medicare. This plan is available to anyone who has both Medical Assistance from the State and Medicare. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.

Premium disclaimer

Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).

Benefit disclaimer

Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

Nurse Hotline disclaimer

This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The information provided through this service is for informational purposes only. The nurses cannot diagnose problems or recommend treatment and are not a substitute for your provider's care. Your health information is kept confidential in accordance with the law. The service is not an insurance program and may be discontinued at any time. Nurse Hotline not for use in emergencies, for informational purposes only.

UnitedHealthcare Connected® for MyCare Ohio (Medicare-Medicaid plan)

UnitedHealthcare Connected® for MyCare Ohio (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and Ohio Medicaid to provide benefits of both programs to enrollees. 

UnitedHealthcare Connected® (Medicare-Medicaid plan)

UnitedHealthcare Connected® (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and Texas Medicaid to provide benefits of both programs to enrollees.

UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan)

UnitedHealthcare Connected® for One Care (Medicare-Medicaid plan) is a health plan that contracts with both Medicare and MassHealth (Medicaid) to provide benefits of both programs to enrollees. 

UnitedHealthcare Connected® general benefit disclaimer

This is not a complete list. The benefit information is a brief summary, not a complete description of benefits. For more information contact the plan or read the member handbook. Limitations, copays and restrictions may apply. For more information, call UnitedHealthcare Connected® Member Services or read the UnitedHealthcare Connected® member handbook. 

UnitedHealthcare Senior Care Options (HMO SNP) plan

UnitedHealthcare Senior Care Options (SCO) is a Coordinated Care plan with a Medicare contract and a contract with the Commonwealth of Massachusetts Medicaid program. Enrollment in the plan depends on the plan’s contract renewal with Medicare. This plan is a voluntary program that is available to anyone 65 and older who qualifies for MassHealth Standard and Original Medicare and does not have any other comprehensive health Insurance, except Medicare. If you have MassHealth Standard, but you do not qualify for Original Medicare, you may still be eligible to enroll in our MassHealth Senior Care Option plan and receive all of your MassHealth benefits through our Senior Care Options (SCO) program.

Star ratings disclaimer

Every year, Medicare evaluates plans based on a 5-Star rating system. The 5-Star rating applies to plan year 2024.

Important provider information

The choice is yours

We will provide you with information to help you make informed choices, such as physicians' and health care professionals' credentials. This information, however, is not an endorsement of a particular physician or health care professional's suitability for your needs.

The providers available through this application may not necessarily reflect the full extent of UnitedHealthcare's network of contracted providers. There may be providers or certain specialties that are not included in this application that are part of our network. If you don't find the provider you are searching for, you may contact the provider directly to verify participation status with UnitedHealthcare's network, or contact Customer Care at the toll-free number shown on your UnitedHealthcare ID card. We also recommend that, prior to seeing any physician, including any specialists, you call the physician's office to verify their participation status and availability.

Some network providers may have been added or removed from our network after this directory was updated. We do not guarantee that each provider is still accepting new members.

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost- sharing that applies to out-of-network services.

American Disabilities Act notice

In accordance with the requirements of the federal Americans with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973 ("ADA"), UnitedHealthcare Insurance Company provides full and equal access to covered services and does not discriminate against qualified individuals with disabilities on the basis of disability in its services, programs, or activities.

Referrals

Network providers help you and your covered family members get the care needed. Access to specialists may be coordinated by your primary care physician.

Paper directory requests

Paper copies of the network provider directory are available at no cost to members by calling the customer service number on the back of your ID card. Non-members may download and print search results from the online directory.

Inaccurate information

To report incorrect information, email provider_directory_invalid_issues@uhc.com. This email box is for members to report potential inaccuracies for demographic (address, phone, etc.) information in the online or paper directories. Reporting issues via this mail box will result in an outreach to the provider’s office to verify all directory demographic data, which can take approximately 30 days. Individuals can also report potential inaccuracies via phone. UnitedHealthcare Members should call the number on the back of their ID card, and non-UnitedHealthcare members can call 1-888-638-6613 / TTY 711, or use your preferred relay service.

Declaration of disaster or emergency

If you’re affected by a disaster or emergency declaration by the President or a governor, or an announcement of a public health emergency by the Secretary of Health and Human Services, there is certain additional support available to you.

  • Part A, Part B, and supplemental Part C plan benefits are to be provided at specified non-contracted facilities (note that Part A and Part B benefits must be obtained at Medicare certified facilities);
  • Where applicable, requirements for gatekeeper referrals are waived in full;
  • Plan-approved out-of-network cost-sharing to network cost-sharing amounts are temporarily reduced; and
  • The 30-day notification requirement to members is waived, as long as all the changes (such as reduction of cost-sharing and waiving authorization) benefit the member.

If CMS hasn’t provided an end date for the disaster or emergency, plans will resume normal operation 30 days after the initial declaration.