UnitedHealthcare Level Funded and Oxford Level Funded 2025 portfolio launch

The annual portfolio launch for Jan.1, 2025, case-effective dates and a Sept. 1, 2024, quote-ready date.


Benefit updates for the Level Funded plans include: 

  • Broad Pharmacy Network available nationwide:
    • Colorado, Wyoming and New Jersey Metro plans will transition to the Broad Pharmacy Network
    • New business or funding conversion with case-effective dates on or after Jan. 1, 2025
    • Renewing groups with a case-effective date on or after Jan. 1, 2025, currently on the Standard Select Pharmacy Network, will remain unless there is a plan change
  • HealthiestYou virtual visits member cost-share on HSA plans will be $45, providing a more cost-effective health care option for plan participants. Non-HSA plans will remain at $0.
  • 2–4 market segment expansion with an Oct. 1, 2024, effective date in ID, MD, MT, NM, TN, WA, WV and WY

Network expansions effective Jan. 1, 2025

  • Core network available in AZ
  • Navigate network available in OK
  • Doctors in CO adds 4 additional counties: Elbert, Phillips, Logan and Sedgwick
  • NexusACO® in WA adds 2 additional counties: Klickitat and Skamania
  • NexusACO® in WI adds 8 additional counties: Brown, Calumet, Dane, Door, Kewaunee, Jefferson, Manitowoc and Rock
  • Charter in TX adds 2 additional counties, Potter and Randall, with Oct. 1, 2024, effective dates

Product/network changes

  • 51–99 Key Account sunsets Oxford Level Funded in CT and NJ
  • 51–99 Key Account launches UnitedHealthcare Level Funded in CT and NJ
  • Key Accounts (100+) launches Level Funded in downstate NY
  • Georgia sunsets Core Essential and Charter networks
  • Utah and California* sunset Navigate
  • Washington sunsets Doctors network plans
  • Surplus share change to 50% in Illinois for group size 2–99, 100+ groups will have option of 100%, 67% or 50%
  • Tecna plans launch in GA, OR, PA, TN and WA with Nov. 1, 2024, effective date

Specialty update

Activate the savings for Small Business. For a limited time, 2–50** groups have an opportunity to earn a one-time credit up to $5,000 by adding Dental plus an additional specialty line. Available now through January 2025. Additional specialty lines include Vision, Basic Life, Short-term Disability and Long-term Disability.

Packaged Savings® for 2–50 and uBundle for 51+ continues as a savings opportunity.

*Group size 5-100 only.

**Available 5-100 eligible in CA & CO. Not available in NJ, NV or WA.

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