UnitedHealthcare FlexWork brings more flexibility to employers

UnitedHealthcare FlexWork is excited to introduce the new Bridge Plan, designed to offer quality  coverage for employees. The Bridge Plan provides pre-bundled limited medical minimum essential coverage along with copay benefits, plus Enhanced Hospital Indemnity Protection Plan+NET¹ (EHIPP+NET), an accident protection plan that offers fixed, cash indemnity benefits – all within a single pre-bundled package.

With the FlexWork Bridge Plan, employees benefit from a streamlined enrollment process, making just one benefit election during their enrollment period, resulting in a single payroll deduction. This simplifies the management of benefits and ensures that employees have access to limited medical minimum essential coverage and financial protection in the event of an accident.

The FlexWork Bridge plan is a pre-packaged offering that includes:

• Limited Medical Minimum Essential Coverage (MEC) first-dollar copay coverage (ASO level-funded)
• Fixed Indemnity / EHIPP +NET cash benefits coverage plus UnitedHealthcare network discounts (insured)
• Accident / AD&D coverage (insured)
• Single election, single deduction
• UnitedHealthcare resources and networks
• The optimal combination of coverage and price point

Other key features:

• No deductibles, no coinsurance, no pre-existing² condition exclusions
• Pretax costs starting under $25 per week
• Network discounts and auto-payment of EHIPP +NET claims when visiting a Network provider
• Medical advocacy and bill negotiation services
• Employees retain eligibility for ACA marketplace subsidies
• Specialized benefits administration to address complex eligibility rules for higher-turnover populations
• Value-added programs - $0 copay telehealth, Optum Perks discount, MedCents advocacy program and other discount programs

Additional benefits to choose from include:

• Dental (insured)
• Vision (insured)
• Critical Illness (insured)
• Limited pharmacy benefits (ASO level-funded)